Swiss made · Member of SRO VQF
Build a portfolio from €100 per project. Target net returns range from 10% to 17%, with interest scheduled monthly.
Platform data
Figures provided by CrowdHive home office.
Invested through the platform
Investors
Target net return based on project grade
Minimum per project. No investor fees.
Our review covers ownership, financial statements, cash generation, major customers and suppliers, and the collateral offered. We publish the risk grade and the reasons for it with every listed project.
Risk management
A higher target return usually means higher credit risk. Every project page explains the grade, collateral and repayment plan. Read the methodology →
The investment case
Choose individual European business loans, review the case for each one and decide where your money goes.
Each project shows its target net return before you invest. Interest is scheduled monthly, so available cash can be reinvested or withdrawn.
Review the borrower, use of funds, collateral, grade, term and repayment plan in one place.
Start from €100 per project. Add loans over time and choose how widely you diversify.
Compare the borrower, term, collateral, grade and target return before you invest.
How it works
Create an account and complete identity verification. We will show you when the account is ready to fund.
BBBCompare the grade, collateral, term and target return for each project. Invest from €100.
Interest is scheduled monthly. Reinvest available cash or withdraw funds that are not committed to a loan.
Welcome offer
Open and fund your account with at least €500 within 24 hours. We credit the bonus automatically, subject to the offer terms.
Open an accountJoin priority listEstimated value
Compare potential outcomes based on the selected rate and monthly reinvestment.
Community · Telegram
Compare project details, ask questions and discuss portfolio strategy. Our team moderates the conversation.
First Sunday · Monthly
New projects, payment performance, recoveries and platform updates. One concise email each month.
Built in Switzerland. Clear by design.
Company
CrowdHive is operated by BellaVista Invest One AG. The company is a member of SRO VQF, a FINMA-recognised self-regulatory organisation under Article 24 of the Swiss Anti-Money Laundering Act.
We are based in Switzerland. We publish how projects are assessed, what investors pay and how problems are handled.
Investors choose loans to European businesses. Each listing identifies the borrower and explains the collateral, risk grade, use of funds and repayment terms.
Research and analysis
Clear reporting on credit risk, repayments, recoveries and the European private credit market.
See how actual defaults and recoveries compare with the assumptions behind our grades.
A concise view of borrower demand, funding conditions and rates.
A practical way to spread capital across borrowers, grades and maturities, starting from €100.
How we assess the borrower, collateral and repayment capacity behind a BBB grade.
FAQ
CrowdHive is operated by BellaVista Invest One AG. The company is a member of SRO VQF, a FINMA-recognised self-regulatory organisation under Article 24 of the Swiss Anti-Money Laundering Act. VQF supervision covers anti-money-laundering compliance. CrowdHive is not a bank and does not hold a banking licence.
Projects show target net annual returns of 10% to 17%, depending on grade and term. Interest is scheduled monthly. Actual returns depend on borrower performance and the terms of each project.
The minimum is €100 per project. CrowdHive does not charge investors platform fees. Diversifying across projects can help balance your exposure.
Each listing explains its collateral. If a borrower defaults, CrowdHive manages recovery, pursues the collateral and reports progress to investors throughout the process.
Cash that is not invested can be withdrawn. Money committed to a loan normally remains invested until maturity unless a separate exit option is available. The payment schedule and principal repayment date are shown before you invest.